Michael Emser Wealth Management Group, Inc.

IMPORTANT CONSUMER INFORMATION

This communication is strictly intended for individuals residing in the states listed below. No offers may be made or accepted from any resident outside the specific state(s) referenced.

A broker-dealer, Registered Investment Adviser, BD agent, or IA representative may only transact business in a state if first registered appropriately. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements.

For information concerning the license status or disciplinary history of a broker-dealer, registered investment adviser, BD agent, or IA representative, a consumer should contact his or her state securities law administrator.

Securities and advisory services offered through United Planners' Financial Services of America. A Limited Partnership. Member FINRA/SIPC. The Michael Emser Wealth Management Group, Inc. and United Planners are not affiliated.

We are registered to sell Insurance Products in the following states:
Florida, New York, Pennsylvania, and Washington

We are registered to sell Securities in the following states:
Arizona, California, Colorado, Connecticut, Florida, Georgia, Massachussets, New York, Oregon, Pennsylvania, South Carolina, Texas, Utah, Virginia, and Washington